BankAmericard Student Credit Card Review 2022 – Forbes Advisor


BankAmericard® Credit Card for Students* vs. Bank of America® Custom Cash Rewards Credit Card for Students*

The BankAmericard® credit card for students* and the Personalized Bank of America® Cash Rewards Credit Card for Students* may confuse those unfamiliar with the brand specifics of Bank of America’s cards. Although offered by the same bank, the Bank of America® Customized Cash Rewards Credit Card for Students* offers something entirely different: cash back. It offers 3% cash back in the premium category and 2% automatic cash back at grocery stores and wholesale clubs. Cash back is limited to $2,500 in the 3% and 2% categories combined each quarter. Earn unlimited 1% on all other purchases.

BankAmericard® Credit Card for Students* vs. Bank of America® Travel Rewards Credit Card for Students*

For students who wish to study abroad or attend school away from home and wish to visit occasionally, the Bank of America® Travel Rewards Credit Card for Students* maybe the card. Unlike a balance transfer card, student travel rewards are intended to reward students with points to redeem while traveling in exchange for spending on everyday purchases. The card earns 1.5 points per dollar on all purchases everywhere, every time with no expiration on the points. It also does not charge an annual fee.

The BankAmericard® credit card for students*, on the other side of the piece of plastic, is best suited for paying off balance transfers or large purchases. While Bank of America’s lineup of student credit cards can seem confusing and often overwhelming to those who have no idea what they’re looking for, the differences between them are as varied as the choice of majors offered to students. students.

BankAmericard® Credit Card for Students* vs Discover it® Student Cash Back

Most student cards will focus on earned rewards as a way to entice the classically over-indebted student to get something out of the piles of debt they accumulate while trying to better themselves for a life in a world of challenges. . the Discover it® Student Cash Back is no different, although it offers somewhat different rewards.

With rotating quarterly categories that earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay with PayPal, up to the quarterly maximum when you activate. Plus, automatically earn unlimited 1% cash back on all other purchases. Although offering something in stark contrast to the low introductory APR period offered by the BankAmericard® credit card for students*.

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